Digitap ($TAP) Best Altcoin to Buy: Strong Signal to Sell XRP & Buy the Future of Banking

Capital is on the move and following the age-old mantra of ‘new coins good, and old coins bad.’ Investors are abandoning laggards like XRP, and instead going after distribution-first projects like Digitap ($TAP) XRP is down more than 20% over the last thirty days and lost the crucial $2.40 level that bulls needed to defend. It continues to print higher lows, and in the same window, $TAP has climbed roughly 114% since launch

Is Digitap the best crypto to buy now amid the ongoing rotation? Price and positioning say yes, and for anyone bullish on the crypto banking narrative, this crypto presale is a clear frontrunner. Time to compare XRP and $TAP to see which wins the title of best crypto to buy now.

XRP Posts Yet Another Lower High

XRP is showing yet more weakness: down more than 20% over the last thirty days and losing $2.40, way below the 200-day moving average level of $2.60. This looks like the start of a prolonged bearish trend, and what was once support has become resistance.Trapped longs continue to sell into any pump, killing momentum and reinforcing the downward trend. The XRP token also faces structural headwinds from the rampant adoption of stablecoins and the new cohort of stablecoin-centric chains coming online.Despite being live since 2012, it has yet to see meaningful adoption among institutions, and until large wallets stop distributing here and the overhang clears, it looks like bears will be firmly in control.

Why $TAP is Among the Best Cryptos to Buy Now in November

When majors start showing weakness, investors start to rotate to protect their profits. Currently, presales are in hot demand for two reasons. First, investors gain early-stage access to exciting new projects at significantly lower multiples than those of major altcoins. Second, structured pricing protects against volatility.Digitap stands out because of its distribution channels and live product. Already available on iOS and Android, with an ongoing Visa rollout supporting Apple Pay and Google Pay, it has quickly risen through the rankings of the best cryptos to buy now

Digitap: Best Crypto Presale?

Digitap is the world’s first omni-bank. The product feels like a modern neobank, while the engine underneath is turbocharged by blockchain rails. It is a new application for money that allows users to manage crypto and fiat from a single interface, and most importantly, operates between the two worlds, supporting both public networks and legacy payment rails.The main focus is making money, whether it be stablecoins, fiat, or crypto, move fluidly and borderlessly. When a user wants to send value, Digitap selects the optimal lanes. Sometimes, a public blockchain or perhaps SWIFT, SEPA, ACH, or Faster Payments. All of this happens automatically.The rollout of Visa with Apple Pay and Google Pay gives Digitap a massive distribution edge over XRP. Users can spend their crypto anywhere now, and with non-KYC signups available, people can spend privately.Digitap is like an airport hub that routes every flight onto the fastest runway available. Investors look forward to more stablecoin corridors appearing, which Digitap will be able to integrate to offer even better settlement, all while the user experience stays the same. And this crypto presale has already provided a daily-use banking application to thousands of users.

$TAP Tokenomics

A massive reason Digitap has raised over $1.3 million is the $TAP tokenomics. The total supply is capped at 2 billion, and the token captures real value with a built-in flywheel. 50% of platform profits are used to purchase $TAP, with 50% burned and 50% used to reward stakers.As crypto continues to suffer from volatility skewed to the downside, $TAP’s structured pricing offers a safe haven. The current price of $0.0268 will increase to $0.0297 in the next round, and early buyers are already up 114% on paper

XRP vs. $TAP: Who Wins in 2026?

XRP’s 20% down move over the last month signals that traders are selling all rallies until proven otherwise. Without a powerful new catalyst, XRP will most likely continue to languish and does not rank as the best crypto to buy now. In contrast, Digitap’s feedback loop between adoption and buybacks provides it with a cleaner long-term upside.Traders are increasingly rotating into $TAP over XRP as the future of banking and its distribution first approach and rollout of a live app, despite being a crypto presale, has caught attention for all the right reasons.Heading into 2026, $TAP looks like one of the best cryptos to buy now as stablecoin adoption continues and investors search for applications that can genuinely onboard the next billion users

Discover how Digitap is unifying cash and crypto by checking out their project here:

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